Google Pay is here to do away with the myriad payment apps in Google's ecosystem. Image: google

Google Pay, originally known as Pay with Google, is a virtual payment system which was released by Google back in 2017. It has recently merged with Android Pay, released back in 2015, in an attempt to take on Apple Pay. The new app replaces both Android’s platform and Google Wallet.

Google Pay is divided into two parts: a basic home menu, which indicates the user recent payments made using the app, other card related operations, and local offers and stores nearby. The other half of the app is a Cards tab which is where all individual credit, debit, reward, and gift cards live.

The app can also be used to pay for public transportation in cities such as London, Portland, and Kiev, and it intends to make payments available for more cities eventually. Google also plans to also integrate Google Pay Send and update the design set in the app.

Google Pay: features and how it works

After announcing the merger between Google Wallet and Android Pay, thus creating Google Pay, the company has promised that the newly released app will be, in due time, released onto all Google Products.

Google Pay also plans to partner up with multiple stores, so they include the app onto the digital payment options on the store website.

“Whether you’re shopping on Chrome or with your Assistant, you’ll have a consistent checkout experience using the cards saved to your Google Account,” a blog post by two of the company’s Consumer Payment directors states.

Google will also be adding more security updates onto the app, so the users will feel more comfortable with the app’s payment service.

Many claim that the app is just a redesign of Android Pay, with Google-esque touches here and there, and with the major added of bonus of the Home tab that lets you know local stores that take on Google Pay.

Adoption of digital wallets is on the rise

The digital wallets have been a technologic benefit ever since they have been around; since leaving a wallet, or simply running low on cash, the digital wallets can save the user in times of need and urgency.

This system is mostly used in Asian countries. Apparently, one in five consumers in the region are using digital wallets as their form of payment.

This form of payment has recently gathered popularity due to the simplistic matter that comes with this paying mechanism, and recent technology upgrades and competition between industries have been making this a profitable rivalry that benefits users greatly.

Source: Google